Phone: 800-339-7176
  • No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • Let us be the stepping stone to the home of your dreams.

  • REFINANCING is easy with our professionals' help.

Get A Quick Quote

PRE-QUALIFY

See if you qualify for a new mortgage before you apply. Fill out this quickly and secure form to Pre-Qualify

APPLY NOW

Fill out this quick and secure form and one of our consultants will contact you shortly.

ONLINE FORMS

Access to online forms such as the 1003 PDF Application and the Borrower Authorization Form.


Metropolis Home Mortgages

 

If you are thinking about refinancing your home loan, we can assist you by providing you with top-notch service, no matter what kind of mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain a mortgage loan with Metropolis Funding.

We offer a wide array of mortgage products here at Metropolis. Our loan programs include the following: Veteran Home loans; FHA Government backed Home Loans; Conventional (Fannie Mae and Freddie Mac) loans; USDA Home Loans, and Reverse Mortgages.

 

Think rates are too high, or too low? See our historical interest rate charts for more information and commentary. 

 

<<<<< New HARP 2 (Home Affordable Refinance Program) is Launched ! >>>>>

 

On March 15th 2012, the U.S. Federal Government expanded the Home Affordable Refinance Program (HARP), in the hopes that many Americans who could not qualify previously, are now able to refinance their home loan. The program contains provisions for refinancing without limitation to your home's current value, your current employment, or household income.

Many of these loan programs have recenlty been modified through new legislation. It is now much easier to qualify for these new expanded loan programs with the more liberal standards. If you would like to verify if your loan qualifies for the program, please verify your loan by clicking the HARP TAB above. This will direct you to the Government verification web page. If your address matches, please contact us right away for more information or fill out our SECURE form on line and a representative will contact you at a time of your choosing.

We make it EASY to get started.  Please click on the button "Apply Online" above and complete the brief form, and we will be glad to help you with all your Mortgage needs. You can also VERIFY OUR COMPANY by clicking the NMLS Consumer Access tab listed on the right hand of the page. This is located just above our BBB rating.

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2014
Calculating Debt to Income Ratio
Your debt-to-income ratio or  DTI is the resulting percentage of dividing your monthly liabilities by your monthly income. Lenders use this number to qualify you for a specific mortgage loan amount. Most mortgages now have a maximum back-end DTI ratio of 43% as a result of the new...
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Should I Lock My Mortgage Rate Now?
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Americans have often used homeownership as a way to expand their wealth and increase their sense of financial security.  However, many homeowners are currently losing money on their homes due to the state of the economy.  So some experts think that owning a home could be a...

Metropolis Funding Inc.
8601 La Salle Rd., Suite 207
Towson, Maryland 21286
Phone: (800) 339-7176
Fax: (410) 296-5298
ddanielczyk@metfunding.com