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Metropolis Home Mortgages
If you are thinking about refinancing your home loan, we can assist you by providing you with top-notch service, no matter what kind of mortgage loan you're looking for, or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make, and it is important that you have an experienced advisor to help you every step of the way. Contact one of our home loan experts, and we'll show you how simple it is to obtain a mortgage loan with Metropolis Funding.
We offer a wide array of mortgage products here at Metropolis. Our loan programs include the following: Veteran Home loans; FHA Government backed Home Loans; Conventional (Fannie Mae and Freddie Mac) loans; USDA Home Loans, and Reverse Mortgages.
Think rates are too high, or too low? See our historical interest rate charts for more information and commentary.
On March 15th 2012, the U.S. Federal Government expanded the Home Affordable Refinance Program (HARP), in the hopes that many Americans who could not qualify previously, are now able to refinance their home loan. The program contains provisions for refinancing without limitation to your home's current value, your current employment, or household income.
Many of these loan programs have recenlty been modified through new legislation. It is now much easier to qualify for these new expanded loan programs with the more liberal standards. If you would like to verify if your loan qualifies for the program, please verify your loan by clicking the HARP TAB above. This will direct you to the Government verification web page. If your address matches, please contact us right away for more information or fill out our SECURE form on line and a representative will contact you at a time of your choosing.
We make it EASY to get started. Please click on the button "Apply Online" above and complete the brief form, and we will be glad to help you with all your Mortgage needs. You can also VERIFY OUR COMPANY by clicking the NMLS Consumer Access tab listed on the right hand of the page. This is located just above our BBB rating.
What's the difference between conventional and government loans? The main answer is simple, but the program disparities can be radical. In short, a conventional loan is not insured by the government, and a government loan is insured by the government. Both types of loans have...
Mostly, the answer is: wait. Once you have completed your mortgage application, it will be processed by the loan underwriting department. Your application will be thoroughly reviewed by underwriters in order to assess whether or not you qualify for the loan. This process can take up to...
Credit scores are one of the biggest factors contributing to the mortgage interest rate you receive and loan types for which you can qualify. When you apply for a loan, lenders will check your credit scores by pulling credit reports from the three central credit bureaus: TransUnion,...
Metropolis Funding Inc.
8601 La Salle Rd., Suite 207
Towson, Maryland 21286
Phone: (800) 339-7176
Fax: (410) 296-5298